Fixed Deposit (FD) Calculator

Calculate your FD returns with accurate compounding logic.

%
Years
Most Indian banks compound interest Quarterly.
Maturity Value
₹ 1,44,995
Invested: ₹ 1,00,000
Interest: ₹ 44,995

What is a Fixed Deposit Calculator?

A Fixed Deposit (FD) Calculator helps you estimate the maturity amount you will receive at the end of your FD tenure. It takes into account the principal amount, interest rate, and the compounding frequency used by the bank.

FD Interest Formula

The formula used for calculating FD maturity amount is:

A = P × (1 + r/n)n×t
  • A: Maturity Amount
  • P: Principal Amount
  • r: Rate of Interest (in decimal)
  • n: Number of times interest compounds per year (e.g., 4 for Quarterly)
  • t: Number of years

Whether you are investing in SBI, HDFC, ICICI, or Post Office FDs, this tool by Rahul Kumar gives you precise calculations instantly.