SIP Calculator

Calculate the future value of your monthly SIP investments.

Monthly Investment ₹ 5,000
Expected Return Rate (p.a) 12 %
Time Period 10 Years
Total Value
₹ 11,61,695
Invested Amount ₹ 6,00,000
Est. Returns ₹ 5,61,695

What is a Systematic Investment Plan (SIP)?

A Systematic Investment Plan (SIP) is a disciplined way of investing in mutual funds. It allows you to invest a fixed amount at regular intervals (usually monthly). It is one of the best ways to create wealth over the long term due to the power of compounding.

How does this Calculator work?

This tool uses the standard compound interest formula for monthly investments:

FV = P × ({[1 + i]^n - 1} / i) × (1 + i)

Where:

  • FV = Future Value
  • P = Monthly Investment Amount
  • i = Periodic Interest Rate (Annual Rate / 12 / 100)
  • n = Total number of payments (Years × 12)

Start your financial planning today with The Calculators Online, built by Rahul Kumar (Founder, WPFixHub). Whether you are a student or a professional, small regular investments can lead to massive corpus creation.