Income Tax Calculator FY 2025-26 - Old vs New Regime Comparison

Income Details

Gross Salary (Annual)

₹

Income from Other Sources

₹

Deductions (Old Regime Only)

These deductions are mostly applicable only for the Old Regime.

Section 80C

₹

LIC, PPF, EPF, ELSS, Tuition Fees etc.

Section 80D (Medical Insurance)

₹

HRA / Home Loan Interest

₹

Tax Comparison

Old Regime

BEST FOR YOU

₹ 0

Taxable Income ₹ 0
Base Tax ₹ 0
Cess (4%) ₹ 0

New Regime

BEST FOR YOU

₹ 0

Taxable Income ₹ 0
Base Tax ₹ 0
Cess (4%) ₹ 0

Standard Deduction of ₹75,000 is applied automatically to the New Regime (as per latest Budget updates) and ₹50,000 to Old Regime.

How is Income Tax Calculated in India?

In India, income tax is levied based on a slab system. Currently, there are two regimes:

New Regime (Default): Offers lower tax rates but disallows most exemptions (like HRA, 80C). It is beneficial for those who do not have many investments.
Old Regime: Higher tax rates but allows you to claim deductions like Section 80C (up to ₹1.5 Lakh), 80D (Medical), and HRA.

Our tool, developed by Rahul Kumar (WPFixHub), automatically compares both so you don't have to do the math manually. Always consult a CA before filing your returns.